Author: Risley Sams

RSU Tax Rate Is Exactly The Same As Your Paycheck

RSU Tax Rate Is Exactly The Same As Your Paycheck

One of the biggest benefits of working for a tech company is receiving equity. As a CFP, it is one of my favorite and most...
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Instant Gratification and a Gold Star: The alternative path to good financial habits through a Good Decisions Fund

Instant Gratification and a Gold Star: The alternative path to good financial habits through a Good Decisions Fund

Unless you make a living writing a financial frugality blog, it is rare that someone truly enjoys the process of budgeting. When asked to think...
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Staying in the Game – Lessons From the Australian Team at SailGP in SF

Staying in the Game – Lessons From the Australian Team at SailGP in SF

Last weekend the San Francisco bay played host to an amazing sailboat racing event called SailGP. Sail Grand Prix (SailGP) is a racing event combining...
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Sailboat Racing and Good Financial Planning Are a Lot Alike

Sailboat Racing and Good Financial Planning Are a Lot Alike

October is here and for sailboat racing fanatics like me, it signifies the end of the sailboat racing season on the San Francisco bay. As...
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Big Island and Changes in the 2018 Tax Law

Big Island and Changes in the 2018 Tax Law

I love the Big Island of Hawaii and am truly saddened to see the devastation wrought by the recent eruption of the Kilauea volcano. The...
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What is Rational Behavior Given Recent Market Volatility?

What is Rational Behavior Given Recent Market Volatility?

On Monday February 5th 2018, the Dow Jones fell 1174 points on top of a steep rise in volatility from the week before putting the...
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Wildfires: Small Business – Big Hearts

Wildfires: Small Business – Big Hearts

As I woke again this morning to the smoky haze covering San Francisco, I am reminded of my many friends in Napa and Santa Rosa...
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Three Behavioral Hacks for Business Owners to Take Back Their Lives and Eliminate Retirement Worries

Three Behavioral Hacks for Business Owners to Take Back Their Lives and Eliminate Retirement Worries

Business Owners, Take Back Your Life and Eliminate Worry Over Whether You Will Have Enough to Retire on.   How familiar does this scenario sound?...
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Credit Double Threat on the Horizon

Credit Double Threat on the Horizon

Recently, the WSJ reported on two positive credit trends in the US Economy. Individually, these trends are very positive for a growing economy, however, in...
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Estate Planning: Don’t Die Trying

Estate Planning: Don’t Die Trying

Estate planning isn’t difficult but it is time consuming if you want to do it right. According to a new study by Caring.com, only 40%...
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