Sonja and David
Equity Compensation
AGES
39 & 45
Goals
Finding ways to maximize equity compensation, reduce risk, and minimize taxes
The Challenge
The Approach
Step One:
Sonja and David sat down with our financial team to discuss and evaluate their financial health and potential next steps.
Step Two:
We talked over Sonja’s situation and spent some time assessing the true value of her stock options so we could determine if she had the capital necessary to act on them without disastrous tax consequences. Once she was ready to move forward, we introduced her to one of our partnering firms who helped her find a buyer who could help her turn stock-based compensation into cash.
Step Three:
David couldn’t quite decide what to do with his restricted stock units on his own, so we helped him determine the downside risk holding this position posed to his overall portfolio. Once he was ready to relinquish some of his stock, we connected him to a trusted CPA partner who specializes in equity compensation. This professional had plenty of suggestions to help him prepare for his looming tax bill.
Step Four:
Thanks to their new cash flow, our wealth planner and portfolio manager were able to rerun their financial plans to help them create a roadmap to use their newly created opportunity to meet their goals.
The Results
It didn’t take longfor Sonja and David to begin realizing the fruits of their labor.
Once their company stock had been liquidated, they were able to take advantage of their newfound liquid assets to invest in other opportunities.
Not only that, but the couple was able to reduce the risks associated with holding so much of their wealth with their employers. After connecting with professionals who could help them liquidate their equity compensation, intelligently navigate their tax impact, and free up cashto invest, they now know they’re making the most of all the hard work they put into their careers.
Most importantly, Sonja and David no longer have to wonder what their financial future holds. They have a framework and a roadmap to follow as well as the peace of mind you can only gain from knowing you’re taking a strategic, professional approach to reach your goals