A Wealthrepreneur® in every client

Our clients are like micro-entrepreneurs, trying to create their own personal “wealth start-up.” A strategic framework for short-term goals like buying a home to long term goals like philanthropy and retirement.

START HERE

Wealth Planning that’s Personal

Every financial plan is actionable, simple, and as unique as our clients. We start with a foundational plan that lets you measure your financial improvement in actual dollars. As your life changes and you are faced with challenges, we create stress tests around your special scenario to let you see how your decisions impact your bottom line.

Equity Compensation

Our clients are incredibly bright and work for game changing tech companies. They face critical issues around their equity compensation. We help clients evaluate the investment, financial planning, and tax ramifications around publicly traded and privately held stock.

Retirement

Most people save money so one day they can retire on their terms. We help our clients evaluate their retirement savings strategies taking into consideration employer retirement plans, complicated retirement strategies, and social security. To give our clients deep insight to their future we utilize sophisticated statistical cash flow analytics.

Family Planning

When it comes to planning for your family needs, we understand the complexity of emotions and financial decisions that you need to make. From balancing saving decisions for college to creating a budget to leaving behind a legacy with a trust, we help you evaluate your options and how to successfully execute on it.

Asset Protection

We are serious when it comes to preserving your wealth. We consider your entire life journey and evaluate ways to protect your assets from unexpected events such as untimely death, the ever persistent deterioration of wealth due to taxes, and passing on your wealth in a way that keeps most of it intact.

Solutions for Everyday Needs

We are at the core of our client’s lives. You trust us with your money so that’s why we help you find trusted professionals such as tax advisors, real estate agents, equity compensation attorneys, recruiters, marriage counselors, fitness experts, and more.

Find more valuable information
on our Wealth Planning process.

Which is Better: Renting or Buying Your Home?

The conventional wisdom here falls squarely in the “Buy” camp. Buying a house and paying a mortgage is just one of those things, like getting married and having 2.5 kids and paying your taxes, that most people just sort of expect normal, responsible adults do, and is typically one of the foremost financial aspirations of young adults.

Two Wealth Building Tips From William Shakespeare That Are Still True Today

Two quotes from two separate works stick out tome as relevant. Together, they are the very tenants of wealth creation and part of the framework for what I believe leads to financial success. If you implement the two in concert, success is likely assured.

Frequently Asked Questions

What is the importance of financial planning for individual investors?ashwani2019-10-10T06:31:48+00:00

What is the importance of financial planning for individual investors?

A financial plan is the strategic guiding document that helps us understand how every decision impacts the bottom line. It is the ultimate sanity check on how someone should act and invest to get closer to their goals. A financial plan creates simplicity amongst complexity and chaos and helps bring peaceof mind.

What is the financial planning process at RHS Financial?ashwani2019-10-10T06:32:50+00:00

What is the financial planning process at RHS Financial?

Our financial planning process consists of 4 steps:
1. We spend a meeting and a couple of emails getting all relevantfinancial data and really digging deep on your personal and financial goals
2. We make a list of all the ways that we can deliver value ASAP, covering any oversight that may have happened as a result of your busy life
3. We put together an 8 page foundational plan that uses statistical analysis to help you understand how you are tracking towards your goals
4. Going forward we run scenario stress tests on a needs basis when you face some of life’s most critical decisions giving you actionable insight

How is your financial planning process different from other advisors?ashwani2019-10-10T06:40:45+00:00

How is your financial planning process different from other advisors?

We believe 80 page financial plans are for advisors that struggle to deliver true value. Our financial planning process is about providing you in the moment guidance on critical decisions and a wayto reflect on your progress year after year. Our financial plan is an action guide that we aim to accomplish every year for our clients.

How can you helpme with equity compensation?ashwani2019-10-10T06:41:52+00:00

How can you helpme with equity compensation?

We help our clients evaluate Restricted Stock Units, Incentive Stock Options, Non-Qualified Stock Options, Equity Stock Purchase Plans, Restricted Stock Awards, and more.
For clients we evaluate everything from early exercise to post IPO liquidity decisions. Our evaluation is based on a balance of risk, reward, and tax that keeps your goals in mind.

What do you charge for your services?ashwani2020-01-16T22:43:57+00:00

What do you charge for your services?

RHS Financial charges its clients based on the assets that they entrust us to manage. These fees include not only investment management but also the financial planning and aspirational planning. We believe by being financially tied to your success it fullyaligns our interests with yours.Annual fee schedule:

% on the first $500,000.00;
0.95% on the amount in excess of $500,000.00 but not greater than $1 million;
0.90% on the amount in excess of $1 million, but not greater than $2.5 million;
0.80% on the amount in excess of $2.5 million, but not greater than $5 million;
0.70% on the amount in excess of $5 million.

These fees do not cover the transaction fees for purchasing or selling mutual funds, if there are any. We will typically invest in no-load, institutional class mutual funds, which do not carry a front-end sales charge or a deferred sales charge. Institutional share classes normally offer lower operating expenses. Trading fees will be minimized, when possible, as part of our investment management services. Trading fees typically are a de minimus fraction of the assets being managed on an annual basis.

Why Our Clients Trust Us

Not Ready For A Call Yet?

Try our FREE eMoney test to see how much risk is right for you.

Get access to world class planning software utilized by top wealth management firms in the country. Quickly find out how ready you are to retire and reach your goals.

Sign Me Up