Hillary and Avi
Real Estate Investing
AGES
45 & 46
Goals
Utilizing their newfound wealth from equity compensation to purchase a home —but only if it’s the right time to buy
The Challenge
The Approach
Step One:
Before we could assist this couple with such an important decision, we sat down with them to look over their financials and talk over their goals. We learned quickly that they had made plenty of smart financial moves up until now. We also learned they really wanted to purchase a home of their own above all else.
Step Two:
Once we talked with Hillary and Avi about their dream of homeownership, we helped them evaluate their options and their next best steps. We also answered some questions that had been on their mind: What is the benefit of property vs. stocks? And, is it smart to invest in real estate for themselves, rental property they can utilize to build wealth, or other investments?
Step Three:
After pouring over Hillary and Avi’s financials, we discussed how much of a down payment they should set aside, how muchthey can afford to pay each month toward a mortgage, and how to manage homeownership without sacrificing other financial goals. We also discussed the tax benefits (and consequences) of homeownership.
Step Four:
Finally, our team of professionals utilized an analytical calculator to evaluate opportunity cost, compare the prospects of stock to historical real estate returns, and create a savings strategy based on research instead of conjecture.
The Results
After our meeting, Hillary and Avi decided they are definitely ready to buy their dream home.
But instead of rushing out to purchase right away, they’ve chosen to get their finances in the best position possible so they can make a quick and intelligent decision to buy when the time is right.
With a comprehensive plan in place and all their money questions answered, the couple now has a lot more confidence in their investing plan and ability to make important decisions about their future.
Hillary and Avi no longer have to wonder if they should invest in real estate. Their only question now is when. They have their savings automated and their eyes on the local real estate market. When the right house comes along, they can —and probably will —make an aggressive offer that day.