Aspire to be greater than just your finances

Leave the mindset of scarcity behind. Instead, build your aspirational financial plan® and the kind of wealth that is the envy of your peers, establish a legacy that will outlive you and meaningfully alter the lives of your family and the world around you.

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Simulated Growth Of $10,000
Over 20 Years*

With Advisor
Behavioral Gap
Without Advisor

Working with a financial advisor can increase your annual returns by 3%.

The biggest part of this return is behavioral coaching that can add up to 1.5% per year.

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Four Part Framework

Invest With Purpose®

Our Invest With Purpose® process has been developed because wealth isn’t just about money; it’s about your family, your passions, your challenges, your values and your desire to give back to the community. With this knowledge we create a mind map that is the guiding document and how success will be measured for you.

Rightfolio®

Financial success is at the crossroads of financial rationality and emotional satisfaction. As our relationships with our clients develop, we can really analyze the fuzzy math of what makes someone tick and we help craft a financial plan and investment strategy that truly feels unique.

Engineered to Do Better®

Many investors fail to tune out the noise and make decisions using their gut and intuition. We use rigorously vetted quantitative rules to engineer your portfolio in order to manage risk while seeking to maximize after-tax returns.

Framework for Financial Success®

With your goals, values, dreams, aligned with your finances we help you automate your wealth building process by creating a framework that simplifies your life and let’s you focus on what you love doing most.

Find more valuable information
on our Aspirational Planning

The Alternative Path to Good Financial Habits Through A Good Decisions Fund

Unless you make a living writing a financial frugality blog, it is rare that someone truly enjoys the process of budgeting. Through my journey to financial habits self-discovery, I may have finally found something that truly works for me called the Good Decisions Fund.

Three Behavioral Hacks for Business Owners to Take Back Their Lives and Eliminate Retirement Worries

How familiar does this scenario sound? You started your business because you had a vision of helping others while helping yourself succeed financially in the process. Along the way however, you got lost in the business and now the business started running you!

Frequently Asked Questions

What makes someone wealthy?ashwani2019-10-10T06:06:03+00:00

What makes someone wealthy?

Traditionally wealth is defined by the ratio of your net worth compared to your annual spending needs. A high ratio makes someone wealthy. At RHS Financial we also define wealth as your ability to make an impact on the people and communities around you.

What is good financial behavior?ashwani2019-10-10T06:06:31+00:00

What is good financial behavior?

Good financial behavior is ability to balance saving for tomorrow with spending for today. The balance is at the intersection of financial rationality and emotional satisfaction. We help our clients find this balance.

What is behavioral coaching?ashwani2019-10-10T06:06:57+00:00

What is behavioral coaching?

Behavioral coaching is helping someone understand what is at the root of their personal and financial decisions. Once our clients understand why they make their decisions we helpthem use this newfound power to navigate critical life decisions that maximize their happiness.

What is the difference between aspirational and financial planning?ashwani2019-10-10T06:07:21+00:00

What is the difference between aspirational and financial planning?

Financial planning focuses on scarcity and protecting the bottom line. While this is important in order to maintain your lifestyle, it is only the beginning. Aspirational planning utilizes the base established by financial planning to help our clients dream bigger about their finances and life impact.

What does it cost to work with us?ashwani2020-01-16T22:44:57+00:00

What does it cost to work with us?

RHS Financial charges its clients based on the assets that they entrust us to manage. These fees include not only investment management but also the financial planning and aspirational planning. We believe by being financially tied to your success it fully aligns our interests with yours.
Annual fee schedule:

1% on the first $500,000.00;
0.95% on the amount in excess of $500,000.00 but not greater than $1 million;
0.90% on the amount in excess of $1 million, but not greater than $2.5 million;
0.80% on the amount in excess of $2.5 million, but not greater than $5 million;
0.70% on the amount in excess of $5 million.

These fees do not cover the transaction fees for purchasing or selling mutual funds, if there are any. We will typically invest in no-load, institutional class mutual funds, which do not carry a front-end sales charge or a deferred sales charge. Institutional share classes normally offer lower operating expenses. Trading fees will be minimized, when possible, as part of our investment management services. Trading fees typically are a de minimus fraction of the assets being managed on an annual basis.

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